Motorcycle Insurance

The lone-star state is a great state to own a motorcycle. You should know that the state law dictates that all drivers, including motorcyclists, must prove financial responsibility for any accidents they might cause. At Shop Your Policy, we help you find the motorcycle insurance that suits you. We are an unrivaled insurance marketplace.

How Much Motorcycle Insurance Do I Need in the Lone Star State?

In Texas, motorcycles are considered to be similar to cars. Thereby, the least liability limits are $30,000 for every injured person when it comes to titling, registration, and insurance requirements. Moreover, a motorcycle rider is expected to have a minimum liability of $60,000 for every injured person for every accident. Additionally, you are expected to cover at least $25,000 per accident as a rider. These are considered basic coverage under motorcycle insurance and are referred to as 30/60/25 coverage.

What if I Own a Moped?

Although motor-driven cycles and mopeds have smaller engines and lower speeds, they are still expected to have the same amount of liability coverage as motorcycles in Texas. As a result, the same insurance laws that apply to motorcycles in the state also apply to mopeds.

What About My Other Motorcycle Engine-Powered Toys?

If you have other toys that utilize engines from motorcycles like dirt bikes, golf carts, and mini bikes, you might be wondering whether you need motorcycle insurance. You should know that under state law, you only need insurance for motorcycle engine-powered engines that operate on public roads. This means that if you are only driving mini-bikes, golf carts, and dirt bikes on your private property, you don’t need insurance for them. However, it would help if you considered getting insurance for your toys for personal protection.

Are you seeking a reputable insurance marketplace to purchase your motorcycle insurance? You should contact Shop Your Policy for exceptional motorcycle insurance deals. Our insurance consultants are ready to handle our insurance queries all the time. Call us today.