Home Insurance

Bad things happen to good people, so you need to protect your home with insurance. The world is full of uncertainty, but you need to be confident that your most significant investment won't be lost. While state laws in Texas don't require that you carry home insurance, your mortgage holder will.

To get a policy to protect your home, you can count on Shop Your Policy. We offer Texas residents many choices of carriers since we are an independent agency. Providing options and personalized service is what we are all about.

Coverage

Home insurance is not just one type of coverage; it protects you from a variety of things that can damage your physical property as well as what you own and your assets.

Property Coverage

The property coverage on your home is designed to repair or rebuild the physical structure of your home. That is not the amount it would cost to purchase your home since the land it sits on would still be there. Beyond the house, it also covers other structures such as a shed, a garage, a deck, or a porch.

Content Coverage

The content coverage is your moveable possessions. It includes things like your furniture, electronics, clothing, jewelry, small appliances, and the items you use every day. It covers them when you are home or when you travel with possessions.

Liability Coverage

Liability insurance protects you if someone gets injured while visiting your home or by a family member. It covers legal expenses as well as a judgment against you.

Loss of Use Coverage

If your home is damaged, this will pay for a hotel for you to stay in a short term or a rental if it takes a while to rebuild your home.

Turn to Shop Your Policy in Texas for your home insurance needs. You can get a free quote using the tool on our website or give us a call.