Health Insurance
Health is wealth, and this is why you need health insurance. You can shop for your health insurance at Shop Your Policy if you are a Texan. We are a revolutionary insurance marketplace.
How Does Health Insurance Help?
It’s no secret that the cost of medical care in the United States is the highest among developed nations. A health policy protects you before you become sick or hurt. This means you can stay healthy and avoid future health problems and related financial issues.
How Can You Access Health Insurance in Texas?
As a Texan, you can access health insurance through:
- Your employer’s employee health insurance. In this case, if your job, COBRA allows you to stay insured on your plan
- A church, union, or membership
- An insurance agent or company
- Your parent or guardian’s health plan until you hit 26 years old
- Your spouse’s plan
- Government programs
- Your university or college, if they offer a student health plan
Things you need to know about health insurance in the lone-star state
- Preexisting conditions: insurance companies can’t deny you health insurance or charge you a higher premium because you have an existing disability or health condition. When deciding your premiums, insurance providers in Texas can only use where you live, your age, whether you are purchasing the coverage for an individual or family, and whether you smoke or consume tobacco products.
- Children included: Children can stay covered under their parent’s or guardian’s insurance until they are 26 years old. They don’t have to be claimed under their parents’ or guardians’ tax returns as dependents, be enrolled in school, or live at home. Moreover, Texas state law requires insurers to offer coverage to the grandchildren of the dependent until they are 25 years old.
- No dollar limits: State law mandates insurers not to put dollar limits on the amount of the medical bills they will pay for healthcare covered under your policy for a year or lifetime.
Need health insurance in the Lone Star state? There is no better insurance marketplace to purchase your health insurance than Shop Your Policy. Call us today for assistance.
